Discover if you’re eligible for a loan with Fast Checker

Find out how likely you are to be approved for a Post Office Loan without affecting your credit rating.


Post Office Personal Loans are provided by Bank of Ireland Post Office Limited is a credit broker and not a lender.

This should take about 4 mins

Input details

Input a few of your details

Like your address, occupation, how much you earn etc.

Run small credit check

We’ll run a soft credit check

Don’t worry, it doesn’t affect your credit rating

Get your likelihood score

Get your likelihood score

Find out how likely you are to be approved for a loan

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Representative example:

Representative 8.9% APR. Based on a loan amount of £4,000 over 36 months at an interest rate of 8.9% pa (fixed). Monthly repayment £126.37. Total amount repayable £4,549.49.

What you’ll need to apply

Checklist to confirm
  • Have been a resident for at least 3 years
  • Have a regular income above £12,000 a year 
  • You are over 21 and no older than 70 when the loan term ends
  • Have a good credit rating without a history of County Court Judgment or bankruptcy
  • Have a bank or building society account that can pay direct debits
  • Ensure that you can meet the repayments as missed payments incur a charge and could have severe consequences on your ability to obtain future credit
  • You don't know of, or anticipate, any changes to your income during the life of the loan which could materially affect your ability to afford the repayments
Important reading
  • Bank of Ireland plc Privacy Notice and Post Office Limited Privacy Notice which explain, for example:
    - The types of personal information we collect
    - How we use your personal information
    - Who we share your personal information with
    - Your personal information rights
  • Fast Checker terms and conditions
  • Product terms and conditions
  • Important information
  • Statement of lender and borrower responsibilities 
Check your eligibility with Fast Checker
We’ll run a soft credit check which won’t affect your credit score
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Questions you may have

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Contact us for general enquiries

Call us on

0800 169 2000

8.00am - 7.00pm, Mon - Fri
8.00am - 2pm, Sat
Closed bank holidays and Sundays