Understand your credit score and
make better financial decisions.
Coronavirus support:
Coronavirus support:
PERSONAL LOANS
Loan calculator
- Discover how much you could borrow – instantly
Our relationship with Bank of Ireland zhptddz.com
Think of it like this: the cash (or 'credit') that arrives in your bank account when you get a Post Office loan is provided by Bank of Ireland zhptddz.com. Post Office acts as a broker, taking care of the details and looking after your and the bank's interests.
We're fully regulated by the Financial Conduct ity and ised by the Prudential Regulation ity.
This means that if you need to discuss anything to do with your loan, we're the people to call.
Post Office Limited is registered in England and Wales. Registered Number 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. . Our FCA Register number is 409080.
Let’s get an idea of your monthly loan repayments
I'd like to borrow
£
And pay it back over
Calculator result
Monthy repayments
£222.22
Total repayable
£10,657.18
Representative APR (fixed)
Annual Percentage Rate (APR) represents the amount of interest you'll pay annually for your loan. A representative APR is an advertised amount that a minimum percentage of customers will pay. The rate you are offered might differ depending on your personal circumstance and credit rating.
3.2%
- Instant decision in most cases
- Funds could be transferred the next day
Check my eligibility
Start application
How our loan rates work
The loan rate offered to you will depend on a couple of factors:
- Loan amount and term
- Personal circumstance
- Credit rating
The maximum APR you could receive is 29.9%
This table shows what our best rates are along with the maximum rate you could be offered based on your loan amount and term.
Loan amount
Term (months)
Illustrative APR
Maximum APR
£1,000 - £2,999
12 - 36
14.7%
29.9%
£3,000 - £4,999
12 - 60
8.9%
22.4%
£5,000 - £7,499
12 - 84
4.3%
21.9%
£7,500 - £15,000
12 - 84
3.2%
20.9%
£15,001 - £25,000
12 - 84
3.0%
18.9%
What you’ll get with a Post Office Personal Loan
Need a hand with your first loan?
We’ll guide you through all you need to know and get you ready for your loan
Want to learn more about loans?
Guide to car loans
You have options when choosing how to pay for your new car. Find out more here.
币圈快讯home improvement loan guide
Find out how a loan can help you make changes to your 币圈快讯home.
Secured vs unsecured loans guide
Want to know the difference between secured and unsecured loans? Here’s what you need to know.
Get clued-up on the legal bits
Carve out some time to learn about the nitty-gritty of your loan
Not right for you?
Contact us for general enquiries
Call us on
0800 169 2000
8.00am - 7.00pm, Mon - Fri
8.00am - 2pm, Sat
Closed Bank Holidays and Sundays