down-arrow icon


Choose from our Fixed Rate Mortgages

check icon circle-outline icon calculator icon application-search icon

What is a Fixed Rate Mortgage?

  • If you want to know exactly what your monthly payments will be for a set period of time, fixed rate could be right for you.
  • These rates are only available for new borrowers and are correct as of 21/12/20
  • These products are only available on a Capital Repayment basis, unless stated otherwise.
  • You could get an Approval in Principle online or by phone, without a hard credit check.


Our Fixed Rate Mortgages

After the initial rate period, all of our mortgages revert to our Standard Variable Rate which is currently 4.09% 

minus icon plus icon chevron-right icon clock icon
minus icon plus icon chevron-right icon clock icon
minus icon plus icon chevron-right icon clock icon
circle-outline icon calculator icon application-search icon down-arrow icon chevron-right icon

How much can I borrow?

Use our simple calculator to see how much you could borrow based on your current circumstances.

Our mortgages

View a full list of mortgages and find the one that best suits your needs.

chevron-right icon
plus icon minus icon chevron-right icon


circle-outline icon chevron-right icon phone icon online-application icon

Contact us or apply

Ways to apply

Find out what you will need when applying online or by phone

Arrange a call back

Select a time that suits you and we'll give you a callback

Call us on

0800 707 6206
We are available 9.00am - 17.00pm Monday - Friday
Closed on Saturday/Sunday

Small print

Please note our online mortgage application is only compatible with Internet Explorer 9+, Google Chrome 34+, Firefox 28+, Safari 5 and 7 web browsers and is not optimised for mobile phones. Subject to status and lending criteria. Written mortgage illustrations available upon request. Borrowers must be aged 18 or over.


Post Office Money® Mortgages are provided by Bank of Ireland ( plc. Post Office Limited is an appointed representative of Bank of Ireland ( plc which is ised by the Prudential Regulation ity and regulated by the Financial Conduct ity and the Prudential Regulation ity. Post Office Limited is registered in England and Wales. Registered Number: 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money® and the Post Office Money® logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA's website (